Overview

As part of the DSM benefits package, you have access to a variety of additional programs that can help save you money and provide important assistance with everyday needs.

 

ID Theft Benefits

With so much of our life taking place online, our personal information and identity are at greater risk. Between working remotely, online shopping and banking, medical records, and social media, your need for protection is more important than ever.

The Aura Identity Guard Ultimate Plan provides a comprehensive, integrated Cyber Wellness solution. The benefit includes ID theft security, data privacy tools, VPN and device intrusion protection, plus unique features such as direct integration to the three major credit bureaus and social media/cyberbullying monitoring.

Visit the Aura website to learn more about what is covered in the Ultimate Plan.

 

Legal Plan

The MetLife Legal Plan offers economical access to attorneys who can assist you with a broad range of personal legal needs you might face throughout your life. For a low monthly premium, all network attorney fees are covered for an unlimited number of eligible legal matters as listed below. Some fees are not included, such as notarization or court costs, and if there are any other excluded fees, you will be notified in advance. For added peace of mind, your spouse/domestic partner and dependent children are also covered.

Whether you’re buying or selling a home, starting a family, dealing with identity theft, or caring for aging parents, the Legal Plan can assist. With access to a nationwide network of 14,000 attorneys, you’ll get help with:

  • Money matters – Debt Collection Defense, Personal Bankruptcy, Tax Audit Representation, and more.
  • Home & Real Estate – Deeds, Foreclosure, Mortgage, Refinancing & Home Equity Loans, Tenant Negotiations, and more.
  • Estate Planning – Simple & Complex Wills, Powers of Attorney, Trusts, and more.
  • Family & Personal – Adoption, Immigration Assistance, Juvenile Court Defense, Prenuptial Agreements, and more.
  • Civil Lawsuits – Administrative Hearings, Civil Litigation Defense, Small Claims Assistance, and more.
  • Elder-Care Issues – Consultation & Document Review for your Parents Deeds, Leases, Nursing Home Agreements, Powers of Attorney, and more.
  • Vehicle & Driving – Defense of Traffic Tickets, Driving Privilege Restoration, Repossession, and more.
  • Identity Theft Issues

Note, this is not an all-inclusive list. See the flyers for more covered matters.

Legal advice is a phone call away, and representatives will help you find an attorney in your area. Network attorneys can also be found on the website using the attorney locator. For more information, visit the MetLife Legal Plans website (enter access code LEGAL), or call 1-800-821-6400, Monday-Friday, 8am-8pm EST.

 

Pet Insurance

Veterinary Pet Insurance through Nationwide provides coverage to help you cover the costs of your veterinary care expenses:

  • Choose from 3 levels of reimbursement: 90%, 70% or 50%.
  • Your rate won’t go up because your pet is getting older. It’s the same price for pets of all ages.
  • Use any vet, anywhere. There are no networks and no pre-approvals.
  • Coverage extends beyond dogs and cats. You can cover your bird, rabbit, reptile or other exotic pet.
  • Pay your premiums via direct bill.
  • Use Nationwide’s included Vet HelpLine available 24/7, to connect with their network of vets for help with any pet health concern, including identifying urgent care needs.

See the Pet Insurance flyers in the "Documents" section for more details. You can also get a fast, no obligation quote by visiting Nationwide website or calling 1-877-738-7874

 

Auto & Home Insurance

MetLife gives you access to personal insurance policies, including home (homeowners insurance not available in California and Florida) landlord’s rental dwelling, condo, car, recreational vehicle, and boat:

  • Save up to 15% by purchasing this coverage through DSM.
  • Receive no-obligation quotes and cost comparisons.

For more information, visit the MetLife website or call 1-800-438-6388.