Other Benefits & Discounts

As part of the DSM benefits package, you have access to a variety of additional programs that can help save you money and provide important assistance with everyday needs.

When you’re ready to start or grow your family, DSM wants to provide you with robust benefits to help you along the way. You can receive up to a $10,000 lifetime maximum reimbursement to help offset the cost of adoption and/or surrogacy. Once your new child arrives, you can take advantage of our robust Parental Leave offerings to spend quality time with your new family member. See the HR Navigator for more details about this policy (HR Navigator > US > Work/Life Balance > Leaves > Adoption/Surrogacy).

With so much of our life taking place online, our personal information and identity are at greater risk. Between working remotely, online shopping and banking, medical records, and social media, your need for protection is more important than ever.

The Aura Identity Guard Ultimate Plan provides a comprehensive, integrated Cyber Wellness solution. The benefit includes ID theft security, data privacy tools, VPN and device intrusion protection, plus unique features such as direct integration to the three major credit bureaus and social media/cyberbullying monitoring.

Visit the Aura website to learn more about what is covered in the Ultimate Plan.

The MetLife Legal Plan offers economical access to attorneys who can assist you and your family with a broad range of personal legal needs you might face throughout your life. For a low monthly premium, all network attorney fees are covered for an unlimited number of eligible legal matters as listed below. Some fees are not included, such as notarization or court costs, and if there are any other excluded fees, you will be notified in advance. For added peace of mind, your spouse/domestic partner and dependent children are also covered.

Whether you’re buying or selling a home, starting a family, dealing with identity theft, or caring for aging parents, the Legal Plan can assist. With access to a nationwide network of 14,000 attorneys, you’ll get help with:

• Money matters – Debt Collection Defense, Personal Bankruptcy, Tax Audit Representation, and more.
• Home & Real Estate – Deeds, Foreclosure, Mortgage, Refinancing & Home Equity Loans, Tenant Negotiations, and more.
• Estate Planning – Simple & Complex Wills, Powers of Attorney, Trusts, and more.
• Family & Personal – Adoption, Immigration Assistance, Juvenile Court Defense, Prenuptial Agreements, and more.
• Civil Lawsuits – Administrative Hearings, Civil Litigation Defense, Small Claims Assistance, and more.
• Elder-Care Issues – Consultation & Document Review for your Parents Deeds, Leases, Nursing Home Agreements, Powers of Attorney, and more.
• Vehicle & Driving – Defense of Traffic Tickets, Driving Privilege Restoration, Repossession, and more.
• Identity Theft Issues

Note, this is not an all-inclusive list. See the flyers for more covered matters.

Legal advice is a phone call away, and representatives will help you find an attorney in your area. Network attorneys can also be found on the website using the attorney locator. For more information, visit the MetLife Legal Plans website (enter access code LEGAL), or call 1-800-821-6400, Monday-Friday, 8am-8pm EST.

Veterinary Pet Insurance through Nationwide provides coverage to help you cover the costs of your veterinary care expenses:

• Choose from 2 levels of reimbursement: 70% or 50%.
• Use any vet, anywhere. There are no networks and no pre-approvals.
• Coverage extends beyond dogs and cats. You can cover your bird, rabbit, reptile or other exotic pet.
• Pay your premiums via direct bill.
• Use Nationwide’s included Vet HelpLine available 24/7, to connect with their network of vets for help with any pet health concern, including identifying urgent care needs.

See the Pet Insurance flyers in the "Documents" section for more details or review this video. You can also get a fast, no obligation quote by visiting Nationwide website or calling 1-877-738-7874

Farmers gives you access to personal insurance policies, including home (homeowners insurance not available in California and Florida) landlord’s rental dwelling, condo, car, recreational vehicle, and boat:

• Save up to 15% by purchasing this coverage through DSM.
• Receive no-obligation quotes and cost comparisons.

For more information, visit the Farmers website or call 800-438-6381.

When you’re not expecting a major diagnosis or an accidental injury, it can be hard to be financially prepared for it. Voya offers you an extra layer of protection with two voluntary supplemental health benefits:

• Critical Illness Insurance covers you in the event of a major illness or condition, such as a heart attack, cancer, or stroke.
• Accident Insurance covers you in the event of accidental injuries like fractures or dislocations.

These plans offer you a lump-sum benefit in the event of a covered illness or injury. You are free to use this money however you need, including:

• Out-of-pocket medical costs
• Bills like rent, mortgage, and utilities
• Day-to-day costs like childcare, transportation, and groceries

These plans can provide everyone an extra layer of protection, and they are especially useful if you’re enrolled in the Consumer Directed Health Plan (CDHP), which typically has higher out-of-pocket costs than other DSM medical plans.

To learn more about Accident Insurance, watch this video. To learn more about Critical Illness Insurance, watch this video.

Purchasing Power is a reliable way to buy computers, furniture, electronics and more when paying with cash or credit is challenging. You can get your product right away and pay for it over 6 or 12 months directly from your paycheck.

While this isn't a discount program, Purchasing Power doesn't require a credit check and there are never hidden fees associated with your purchase. When you make a purchase, you know exactly how much you'll pay and how long you'll pay it.

Get started at DSM.PurchasingPower.com or call 1-888-923-6236. Use promo code "HELLODSM" to get 20% off your first order!

Looking for everyday savings at your local gym, movie theaters, restaurants, retailers, and more? The PerkSpot online discount program gives you access to exclusive prices, discounts, and offers from hundreds of local and national merchants. You can save up to 40% through any offer that interests you!

To start saving, visit dsm.perkspot.com.